E-Mode

E-Mode is a new risk-management mode first introduced in Aave V3 and now widely adopted across mature DeFi protocols. In Current Lending, E-Mode allows users to borrow highly correlated or soft-pegged assets at a more efficient loan-to-value (LTV). We group certain assets into eGroups (e.g., LST SUI–SUI), and these eGroups can be assigned higher LTVs and liquidation thresholds, enabling users to unlock greater leverage.

For example, SUI and LST-SUI are grouped into a single eGroup with a 95% collateral factor, letting users using Current Portal Multiply achieve higher capital efficiency than on other protocols.